Study Abroad Student Health Insurance
Frequently Asked Questions
The Premier International Study Abroad Plan provides coverage to U.S. Students, under the age of 64, who are temporarily residing outside the U.S. and engaged in educational activities. Our premiums are low and your acceptance is guranteed.
Premier International Study Abroad |
||
Student Age |
Student Daily Payment $50 Deductible |
Student Daily Payment $0 Deductible |
0-18 |
$1.06 |
$1.12 |
19-23 |
$1.06 |
$1.12 |
24-30 |
$1.59 |
$1.71 |
31-40 |
$2.36 |
$2.52 |
41-50 |
$4.55 |
$4.86 |
51-64 |
$8.70 |
$8.69 |
For many students, decisions about health insurance outside the U.S. are complicated. To simplify your decision we have provided the responses to 50+ of the Most Frequently Asked Questions concerning our study abroad student health insurance plan. Please contact us if you do not find the information that you need.
Call us 1.800.463.2317 or email.
FAQ: Plan
FAQ: Coverage Periods
FAQ: Cost
FAQ: How to buy
FAQ: How to Use
FAQ: Benefits and Coverage
Process for Enrolling
Will I receive verification of enrollment in the Premier Study Abroad Health Insurance Plan?
Yes. Seven Corners will email policy confirmation and electronic Virtual ID Card upon completion of the enrollment process, and will assist in the completion of the school process.
If my school requires the insurance company to complete and return a Compliance Form as proof of insurance coverage. What should I do?
Contact the approriate office at your school to obtain the form. Fax or email the form to Seven Corners by:
Email: groups@sevencorners.com
Fax: 317.575.2870
Important. You must sign the form prior to scanning and sending or faxing to Seven Corners. The company is not allowed to complete and return the form without your signature.
If the form is sent without a signature, the company will return the form by email or fax requesting your signature. This will delay the completion process.
Seven Corners will assist in the completion of the school form and return this form to the student or school.
Please contact Seven Corners for assistance:Email: groups@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656For additional assistance contact.
Health Benefit Concepts by:Telephone: 800.463.2317
Email: premierinfo@hbcstudent.com.
Are school administrators able to contact Seven Corners to confirm my enrollment in the plan?
Yes. Seven Corners will provide the capability to electronically verify enrollment.
Am I eligible for this plan?
The plan provides coverage to U.S. Students, under the age of 64, who are temporarily residing outside the U.S. The Insured must remain engaged in educational activities outside the U.S. during the Period of Coverage. Education or research activities shall mean the Insured is enrolled and participating in an educational, vocational, cultural exchange, or training programs.Are my dependent eligible for this plan?
No!
How do I enroll and pay for the plan?
Eligible students are able to enroll and pay by clicking here.
Will I receive a receipt upon enrollment?
No. Your credit card statement is your receipt and proof of coverage.
Will I receive an identification card upon enrollment?
Yes. Seven Corners will provide identification cards electronically. Please contact Seven Corners should you have any questions by:
Email: policy@sevencorners.com
Telephone: 1-800-335-0611 or
collect 0-317-575-2652
Will I receive a copy of the policy?
No. Individual policies will be not issued. In the event of a claim dispute, the Master Policy will prevail. Please keep this brochure as a general summary of the insurance.
When can I get a refund?
Seven Corners will only refund your Plan Cost if a written request is received prior to the Plan’s effective date. If written request is received after the Effective Date of Coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
Will I receive notification to re-enroll for continuous coverage?
Yes. Seven Corners will provide notification to enroll electronically. Please contact Seven Corners should you have any questions by:
Email: policy@sevencorners.com
Telephone: 1-800-335-0611 or
collect 0-317-575-2652
Does the plan have a grace period to enroll without a lapse of coverage?
No. Seven Corners will provide notification to enroll electronically. It is the Covered Person’s responsibility to maintain continuous coverage.
How do I verify enrollment in the plan?
Receipt of premium can be verified by contacting Seven Corners by:
Email: assist@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656
The plan is based on daily payments. You are able to purchase a combination of daily periods (coverage) to meet your required enrollment periods.
How long of a time period am I covered?
Policy Period cannot exceed 12 months.
Renewability: Any one policy period may not exceed (12) months. This plan may be renewed up to a maximum total of (48) forty-eight continuous months. If there is a lapse in coverage for any reason, coverage may not be renewed. Coverage must be separately rewritten under a new certificate.
Will I receive notification to re-enroll for continuous coverage?
Yes. Seven Corners will provide notification to enroll electronically. Please contact Seven Corners should you have any questions by:
Email: policy@sevencorners.com
Telephone: 1-800-335-0611 or
collect 0-317-575-2652
Cost/Payment
How much does the plan cost?
Premier International Study Abroad
Student Age
Student Daily Payment
$50 Deductible
Student Daily Payment
$0 Deductible
0-18
$1.06
$1.12
19-23
$1.06
$1.12
24-30
$1.59
$1.71
31-40
$2.36
$2.52
41-50
$4.55
$4.86
51-64
$8.70
$8.69
How do I pay?
Eligible students are able to enroll and pay by credit card by clicking here.
How do I know that the company received my premium payment?
Receipt of premium can be verified by contacting Seven Corners by:
Email: assist@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656
Where can I view the Plan (program) Summary?
Click here for brochure
What are the plan’s deductibles?
The student has the option to select a $50 or a $0 deductible plan.
What are the maximum benefits and coverage?
The plan provides 100% coinsurance to a $250,000 maximum benefit. Please see the brochure for benefits, limitations and exclusions.
What are the plan’s maternity benefits?
Maternity is treated as any other illness.
What are pre-existing conditions?
Pre-existing Condition shall mean Any Injury or Illness which meets the following criteria: a) condition(s), including any associated complications or consequences, which manifest during the 6 months prior to the Effective Date of coverage under this policy; (b) condition(s) that would have caused a person to seek medical advice, diagnosis, care or treatment, including any associated complications or consequences, during the 6 months prior to the Effective Date of coverage under this Policy; (c) condition(s) for which medical advice, diagnosis, care or treatment was recommended, received, or noticed, including any associated complications or consequences, during the 6 months prior to the Effective Date of coverage under this Policy.
Does the plan cover pre-existing conditions?
No. Pre-existing Conditions are not covered for the first six months following a Covered Person's effective date of coverage under the Policy.
Are pre-existing conditions covered after the Covered Person has been covered under the Premier International Plan for more than six consecutive months?
Yes. Pre-existing conditions will be covered after the Covered Person has been covered under the Premier International Plan for more than six consecutive months.
Does the plan pay for outpatient prescriptions?
Yes. After the deductible has been satisfied, outpatient prescription drugs for a covered Injury or Sickness are payable $10 co-payment for generic and $20 co-payment for brand name.
Does the insurance plan include vision and dental benefits?
Vision: The plan does not include vision benefits.
Emergency Dental Treatment: (Injury only Benefits are paid for Reasonable and Customary expenses in excess of the Deductible and Coinsurance of $250 per tooth up to a maximum of $500, for the emergency repair or replacement to sound, natural teeth damaged as the result of a Covered Accident.
Does the insurance plan include Medical Emergency Expense benefits?
Yes. Expenses for a covered medical expense include use of the emergency room and supplies.
How do I find a doctor?
For a list of participating facilities and doctors in Seven Corners' International Network, access our exclusive Wellabroad.com website.
WellAbroad/A Service of Seven Corners, Inc.
303 Congressional Blvd
Carmel, IN 46032 USA
Web Sites: www.wellabroad.com
Telephone: 800-335-0611 or 317-575-2652
Fax: 317-575-2659
WellAbroad offers medical, political and cultural information and includes many benefits and educational resources, such as: text messaging alerts, provider network directory and online forums.
What benefits and limitations are excluded from Coverage?
A list of benefits and limitations excluded from Coverage is listed in the brochure. See brochure for complete list.
Does the plan provide spinal manipulation benefits?
Yes. Benefits shall be paid for Spinal Manipulation up to $500.
Does the plan provide medical evacuation, repatriation and emergency medical reunion benefits?
Yes.
Medical Evacuation: $100,000
Repatriation: $25,000
Emergency Medical Reunion: Please see brochure
Who do I contact with questions and customer service?Please contact:
Health Benefit Concepts by:
Telephone: 800.463.2317
Email: premierinfo@hbcstudent.com
Seven Corners Customer Service by:
Email: assist@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656
The Customer Service Center is available at
877-444-5012 (8:00 am to 5:00 pm EST).Seven Corners has a well-trained, multi-lingual dedicated customer team that provides helpful support to students 24/7 for emergency assistance.
How do I get another identification card?
Seven Corners will provide replacement identification cards by mail. Please contact Seven Corners should you have any questions by:
Email: policy@sevencorners.com
Telephone: 1-800-335-0611 or
collect 0-317-575-2652
Can I choose any physician and hospital?
Yes: Persons insured under this plan may choose a provider. For a list of participating facilities and doctors in Seven Corners' International Network, access our exclusive Wellabroad.com website.
WellAbroad/A Service of Seven Corners, Inc.
303 Congressional Blvd
Carmel, IN 46032 USA
Web Sites: www.wellabroad.com
Telephone: 800-335-0611 or 317-575-2652
Fax: 317-575-2659
WellAbroad offers medical, political and cultural information and includes many benefits and educational resources, such as: text messaging alerts, provider network directory and online forums.
For a list of participating facilities and doctors in the United States:
www.sevencorners.com/networkproviders
How do I fill and pay for prescriptions?
You are able to fill you prescription at any pharmacy. After the deductible has been satisfied, prescription drugs for a covered Injury or Sickness are payable $10 co-payment for generic and $20 co-payment for brand name.
Does the plan include deductibles?
The student has the option to select a $50 or a $0 deductible plan.
Do I have to pay when I visit the doctor?
Providers should file the claim. However, each provider has their own specific payment policy. You should always confirm that a Preferred Provider is participating at the time services and inquire on payments.
For a list of participating facilities and doctors in Seven Corners' International Network, access our exclusive Wellabroad.com website.
WellAbroad/A Service of Seven Corners, Inc.
303 Congressional Blvd
Carmel, IN 46032 USA
Web Sites: www.wellabroad.com
Telephone: 800-335-0611 or 317-575-2652
Fax: 317-575-2659
WellAbroad offers medical, political and cultural information and includes many benefits and educational resources, such as: text messaging alerts, provider network directory and online forums.
For a list of participating facilities and doctors in the United States:
www.sevencorners.com/networkproviders
How do I know if an illness or injury is covered?
Coverage can be verified by contacting Seven Corners by:
Email: assist@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656
Is Pre-Notification of hospital admissions required?
Yes. Seven Corners should be notified of all Hospital Confinement prior to admission.
Email: assist@sevencorners.com
Telephone: 1-800-335-0477 or
collect 0-317-575-2656
How do I file a claim?
Claims Services:
Important Note: Claim forms and receipts for medical expenses must be sent to Seven Corners quickly.
Claim submissions must be made within ninety (90) days after the Date of Service. If claims are received after ninety (90) days, they may be considered ineligible.
To report claims or verify eligibility, send the original bills and claim forms to Seven Corners, or call or fax to the numbers below. Be certain to include your ID# shown on the ID Card with all correspondences:
Seven Corners, Inc.
303 Congressional Blvd.
Carmel, IN 46032
Email: claims@sevencorners.com
Telephone: 800-335-0477 or 317-575-2256
Fax: 317-575-2659
How do I check the status of my claim?
Status of claim is available by contacting Seven Corners by:
Email: claims@sevencorners.com
Telephone: 800-335-0477 or 317-575-2256
Fax: 317-575-2659
How do I understand the Explanation of Benefits received for payment of claim?
Assistance with understanding the Explanation of Benefits is available by contact Seven Corners by:
Email: claims@sevencorners.com
Telephone: 800-335-0477 or 317-575-2256
Fax: 317-575-2659
How do I appeal my claim?
Claims Appeals must be received in writing with supporting medical information. Appeals are addressed within 30 days after receipt. You may submit your written appeal to:
Seven Corners, Inc.
Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA
Fax: (+01) 317-575-2256
Email: claims@sevencorners.com
Does the Plan provide Travel Assistance services?
Yes. To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with
your ID Number.
For Emergency Medical Evacuation, Return of Remains, Emergency Reunion, Assistance Services, call:
If in the United States or Canada: 1-800-690-6295; or
If outside the United States or Canada: 1-317-818-2808 (collect)
.